
Type "56 meat" to log an expense and "+2700 Salary" to log income; monthly recurring transactions are set once. Logging and a few categories are free; budgets, Excel export and many categories need a yearly /premium. No bank connection. Its website was not loading on 14 September 2026.
TrackMonee (@TrackMoneeBot) is a personal budget bot built around one-line entries. According to its website, an amount followed by a name, such as "56 meat", saves an expense, and a leading plus, as in "+2700 Salary", saves income. Monthly recurring transactions are set up once and then logged for you, and stats are a command away.
The model is freemium. You can log expenses and income and create some categories for free, with no trial and nothing to buy first, until you hit the limits; budgets through /budget, export to Excel through /export and a large number of categories require /premium, paid once a year. TrackMonee does not connect to bank accounts, which the site presents as a privacy choice.
One caution: on 14 September 2026 trackmonee.com returned a hosting error instead of the site, and the bot's Telegram profile has no description. The bot still answers on Telegram, but check that it responds before relying on it for your records.
/budgetBudgets (Premium)/exportExport transactions to Excel (Premium)/premiumBuy the yearly Premium planFreemium Expense and income logging and some categories, up to limits; budgets, Excel export and many categories need the yearly Premium.
| Criterion | Weight | Points | |
|---|---|---|---|
| Functionality | 25 | 7 / 10 | |
| Reliability & speed | 15 | 5 / 10 | |
| Popularity & trust | 15 | 3 / 10 | |
| Price & free tier | 10 | 7 / 10 | |
| Usability | 10 | 8 / 10 | |
| Safety & privacy | 10 | 7 / 10 | |
| Freshness | 5 | 4 / 10 | |
| Localization | 5 | 10 / 10 | |
| No intrusive ads | 5 | 9 / 10 | |
| Score | 100 | 62.5 |
Logging expenses and income and creating some categories, up to limits. Budgets, Excel export and a large number of categories need /premium, paid once a year.
No. TrackMonee's site says it does not interact with bank accounts; you log everything by message.