@PremiumBotPaid
Telegram bots for paying and getting paid: Telegram's own checkout for Premium and Stars, crypto wallets that send money to a contact, and platforms that charge followers for a private channel. Few banks run bots in Telegram, so this list is mostly about payments.
| # | Bot | Price | Languages | Inline | Groups | Score |
|---|---|---|---|---|---|---|
| 1 | @PremiumBot | Paid · No free tier: you pay for each subscription, gift or Stars pack; prices vary by country. | EN · RU · MULTI | no | no | 87 |
| 2 | @wallet | Free · Free wallet and free transfers between Wallet users; withdrawals have a fixed fee per asset (1 USDT on TON), and card purchases of USDT are fee-free up to a tier limit (€300 on the base tier). | EN · RU · MULTI | no | no | 86 |
| 3 | @CryptoBot | Freemium · Free wallet and deposits; flat withdrawal fees per coin and network; P2P Market 0% for buyers and 1% for sellers. | EN · RU · MULTI | no | yes | 83 |
| 4 | @tribute | Paid · No monthly fee; Tribute keeps 10% of each completed payment. | EN · RU · MULTI | no | yes | 81 |
| 5 | @InviteMemberBot | Subscription · Free trial; paid plans from $19 a month for sales up to $500 a month. | EN · MULTI | no | yes | 70 |
We did not send money through these bots. For each one we opened its t.me page, found the link to it on the company's own website or channel, and read the fees, payout rules and limits published there. We noted where the bot works (countries and app versions), what it asks for at sign-up, such as a phone number, an SMS code, a PIN or identity verification, and whether the service still runs: Telegram's former donation bot still answers, but its service closed in 2024, so it is not listed.
Premium and Stars cost less through @PremiumBot: Telegram's FAQ says purchases there are not subject to Apple or Google fees. The bot opens in the direct Android version, Desktop, macOS and Web; in App Store and Google Play builds you pay the store price. Stars are also how bots charge for digital goods, because Telegram requires them for digital purchases inside bots. A bot that asks you to type card details into the chat is not using Telegram payments at all.
Wallet sends crypto to a contact for free, and Crypto Bot adds invoices, checks and paid subscriptions to private channels. Both are custodial: the operator holds the keys. Availability depends on your country, and Wallet's custodial Crypto Wallet is closed in the US, the UK, most of the EU and dozens of other countries. A crypto transfer cannot be reversed, so check the recipient before you confirm.
Tribute keeps 10% of each payment and charges nothing else. InviteMember charges a plan by sales volume, from $19 a month for up to $500 in sales, plus the fee of the payment gateway you connect, such as Stripe. The break-even point is easy to find: at $190 a month in sales, 10% equals $19. Below it Tribute costs less; above it the plan does, before gateway fees. Tribute pays out in euros twice a month with a €100 minimum to a card, while InviteMember payments land in the Stripe or PayPal account you connect.
Few banks serve customers through Telegram bots; account access usually stays in the bank's own app. If a bot says it is your bank, open it only from the link on the bank's website, and never give it a one-time code, your PIN or your card's CVV.
Open the bot only from a link on the bank's official website or app, not through Telegram search: scammers copy the name, logo and avatar. Compare the username letter by letter; a check-mark emoji in the display name proves nothing.
One-time codes from SMS or push notifications, the CVV on the back of your card, your PIN, your online banking password or your Telegram login code. If a bot or an "agent" in chat asks for any of these, stop replying and call the number on your card.
The bot sends an invoice with a pay button and a connected payment provider processes it; per Telegram's documentation, neither Telegram nor the bot owner sees your card. Digital goods are paid in Telegram Stars. A transfer to details from a chat is not a Telegram payment.
Call your bank right away on the number from your card or app and block the card, then change your online banking password. If you shared your Telegram login code, end unknown sessions in Settings and turn on two-step verification.
