These Telegram bots log everyday spending and income from a typed message, a forwarded receipt photo, or a voice note, then group it into categories and totals without a separate finance app.
| # | Bot | Price | Languages | Inline | Groups | Score |
|---|---|---|---|---|---|---|
| 1 | @cointrybot | Freemium · Unlimited records, categories and chat members, AI categorization, statistics and monthly reports. | EN · RU · ES | no | yes | 77 |
| 2 | @auritrack_bot | Freemium · Free app for tracking, budgets and manual entry; AI features cost Auricoins per use, with a welcome grant at signup. | EN | no | no | 75 |
| 3 | @Finnik1Bot | Free | EN · RU | no | no | 68 |
| 4 | @TrackMoneeBot | Freemium · Expense and income logging and some categories, up to limits; budgets, Excel export and many categories need the yearly Premium. | EN | no | no | 63 |
| 5 | @expense_robot | Free | EN | no | no | 58 |
We did not keep a test budget in these bots. For each one we opened its t.me page and read what its developer publishes: the website, pricing page and FAQ, or, where a bot has no site, its command menu in a bot catalogue and independent reviews. We noted how an entry is made (a typed line, voice, a receipt or a statement file), what the free plan allows, what costs money, whether data can be exported, whether several people can share a budget, and whether the bot asks for a bank connection. Claims no source supported were removed from the cards.
The real test is how fast you can log an expense in the moment, since a tracker you abandon after a week is worse than no tracker at all — type "coffee 350" and see whether the bot understands the amount and picks a sensible category on its own, or forces you through several menu taps first. Voice-message logging is worth testing too if you want to record a purchase while your hands are full, like carrying grocery bags.
A bot that reads a photographed receipt automatically via OCR saves real time on itemized grocery trips, but check accuracy on a real, slightly crumpled receipt rather than a clean example — printed receipts vary a lot by store, and thermal-paper text fades and misreads easily. If OCR isn't reliable, manual typed entry with quick category shortcuts is usually faster in practice than fighting with a bad scan.
Look for the ability to export your data as a spreadsheet, since being locked into a bot's own interface as the only view of your spending history is a real risk if the bot ever goes offline. Because you're sending real financial details — amounts, sometimes merchant names — check whether the bot has a stated privacy policy, and be cautious of ones that ask you to connect a bank account directly rather than just logging manual entries.
Auritrack (@auritrack_bot) imports a whole bank statement from a PDF, CSV or Excel file, with AI imports paid per use. The other bots in this list work from typed entries, and Cointry adds voice input on Premium.
Usually on a paid plan: Cointry exports to CSV or Excel on Premium, TrackMonee exports to Excel with its yearly Premium, and Auritrack includes one export a month on its free plan, then charges coins.
No. None of the bots in this list asks for a bank connection: TrackMonee says it never touches bank accounts, Auritrack imports only the statement files you choose to send, and the rest work from your messages.