Comparison · Expense tracking
Cointry - AI Expense Tracker vs TrackMonee
Cointry (@cointrybot) is the safer pick today: unlimited free records, AI categories, shared chats and a working website, with Premium at $2.5 a month. TrackMonee (@TrackMoneeBot) logs "56 meat" or "+2700 Salary" just as quickly and sets monthly recurring transactions once, but budgets and Excel export need its yearly Premium, and its website returned an error when we checked on 14 September 2026. TrackMonee fits a solo user whose bills repeat every month, as long as the bot keeps answering.
@cointrybot
FreemiumOfficialMini App
77/ 100
#1 in Expense trackingType "20 taxi" or "+400 salary" and Cointry logs it, picks a category with AI, converts the currency and builds monthly reports, alone or in a family group chat with no limit on members. Records, categories and group tracking are free; Premium at $2.5 a month billed yearly adds voice input, budgets, editing and CSV/Excel export. English, Russian and Spanish.
@TrackMoneeBot
FreemiumOfficial
63/ 100
Type "56 meat" to log an expense and "+2700 Salary" to log income; monthly recurring transactions are set once. Logging and a few categories are free; budgets, Excel export and many categories need a yearly /premium. No bank connection. Its website was not loading on 14 September 2026.
By the numbers
Cointry - AI Expense Tracker is ahead: 77 against 63 out of 100 for TrackMonee. Cointry - AI Expense Tracker wins on functionality, reliability & speed, popularity & trust, price & free tier, usability, freshness. Cointry - AI Expense Tracker: Freemium · Unlimited records, categories and chat members, AI categorization, statistics and monthly reports.. TrackMonee: Freemium · Expense and income logging and some categories, up to limits; budgets, Excel export and many categories need the yearly Premium..
At a glance
| Cointry - AI Expense Tracker | TrackMonee | |
|---|---|---|
| Pricing and limits | Freemium · Unlimited records, categories and chat members, AI categorization, statistics and monthly reports. | Freemium · Expense and income logging and some categories, up to limits; budgets, Excel export and many categories need the yearly Premium. |
| Languages | EN · RU · ES | EN |
| Inline mode | no | no |
| Mini App | yes | no |
| Works in groups | yes | no |
| Works in channels | no | no |
| Accepts voice | yes | no |
| Accepts files | no | no |
| Requires phone number | no | no |
| Requires registration | no | no |
| Shows ads | no | no |
| Official | yes | yes |
| Developer | Cointry | TrackMonee |
| Last check | November 4, 2026 | November 4, 2026 |
Score by criterion
| Criterion | Weight | Cointry - AI Expense Tracker | TrackMonee |
|---|---|---|---|
| Functionality | 25 | 8 | 7 |
| Reliability & speed | 15 | 7 | 5 |
| Popularity & trust | 15 | 5 | 3 |
| Price & free tier | 10 | 9 | 7 |
| Usability | 10 | 9 | 8 |
| Safety & privacy | 10 | 7 | 7 |
| Freshness | 5 | 9 | 4 |
| Localization | 5 | 10 | 10 |
| No intrusive ads | 5 | 9 | 9 |
| Total | 100 | 77 | 63 |
Pros and cons
Cointry - AI Expense Tracker
- Unlimited free records and shared tracking
- Plain messages instead of forms
- Graphs and settings in a mini app
- Editing old records and export are Premium only
- AI category guesses can miss on unusual wording
TrackMonee
- Quick one-line entries
- Recurring monthly transactions
- No bank account connection needed
- Website returned an error on 14 September 2026
- Budgets and export only with the yearly Premium
Frequently asked questions
Cointry - AI Expense Tracker or TrackMonee: which is better?
Cointry - AI Expense Tracker is ahead: 77 against 63 out of 100 for TrackMonee. Cointry - AI Expense Tracker wins on functionality, reliability & speed, popularity & trust, price & free tier, usability, freshness. Cointry - AI Expense Tracker: Freemium · Unlimited records, categories and chat members, AI categorization, statistics and monthly reports.. TrackMonee: Freemium · Expense and income logging and some categories, up to limits; budgets, Excel export and many categories need the yearly Premium..
Are Cointry - AI Expense Tracker and TrackMonee free?
Cointry - AI Expense Tracker: Freemium · Unlimited records, categories and chat members, AI categorization, statistics and monthly reports.. TrackMonee: Freemium · Expense and income logging and some categories, up to limits; budgets, Excel export and many categories need the yearly Premium..
Do Cointry - AI Expense Tracker and TrackMonee work in groups?
Cointry - AI Expense Tracker: yes. TrackMonee: no.